Where is My Stimulus Money?

Where is My Stimulus Money?

The IRS began sending out 2nd stimulus checks in late December. All payments should be sent by January 15. However, if you are asking yourself where is my stimulus money or check, the IRS has an online tool that’ll allow you to track your payment. The tool is known as the Get My Payment portal, and it is an updated version of the famous tool Americans can use to track the status of their first-round stimulus checks.

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How Much Money Can You Get and Who is Eligible?

As per the IRS: The United States citizens and resident aliens who aren’t eligible to be claimed as a dependent on someone else’s income tax return are eligible for this 2nd payment. Eligible individuals will automatically receive an Economic Impact Payment of up to $600 for individuals or up to $600 for each qualifying child, and $1,200 for married couples. If you have adjusted gross income for 2019 up to $75,000 for individuals and up to $150,000 for married couples filing joint returns and surviving spouses, you’ll receive the full amount of the 2nd payment.

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What You Should Know Before Using the IRS

While the IRS was actively sending stimulus checks, it updated its tracking tool, known as Get My Payment, once a day. You plug in Social Security Number, birth’s date, street address, and zip code, and to tool displays a message with info about your check whether the payment was sent, the payment method, and the date it was issued. It will let you know if the service cannot determine your status more below on error messages.

What Does A Need More Info Message Mean?

You can see an error if the tool cannot determine your eligibility and if you are entirely ineligible if your payment status is not available, or if many people are trying to access the tool at once. If the Get My Payment tool gave you a payment date but you haven’t received money, the IRS can need more details from you. The error can indicate that your check is returned because the post office was unable to deliver it. When the IRS was sending checks actively, the online tool will allow you to enter your banking info for receiving your payment straight to your bank account, and it will hold your payment unless it received a present mailing address. Now that the payment window has passed, it can mean you should report the problem to the IRS or claim the money on a 2020 tax return using the Recovery Rebate Credit.

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What Are Economic Impact Payments?

In late December 2020, the Internal Revenue Service and the United States Treasury Department announced they started delivering the 2nd round of stimulus payments because of the Coronavirus and Relief Supplemental Appropriations Act 2021. Most payments are almost delivered in January by direct deposit, or by inspecting and debit card delivered by the United States Postal Service. As per its announcement, The IRS emphasizes that there’s no action needed by eligible individuals to receive this 2nd payment. Few Americans can see the direct deposit payments as pending or as provisional payments in their accounts before the official payment date of Jan. 4, 2021. The IRS reminds taxpayers that the payments are automatic, and they need to not contact their financial institutions as well as the IRS with payment timing questions.

Where is My Stimulus Money?

The first stimulus checks recipients saw their payments show up in their bank accounts in mid-April. But few people who are eligible for stimulus checks haven’t received their money, and they are puzzled about why that’s and are maybe in a panic over whether their coronavirus payment is coming at all. Here are some of the possibilities why you can’t have gotten a stimulus payment still.

You Haven’t Filed Taxes For 2018 And 2019

In most cases, the IRS determines whether someone is eligible for a stimulus check, and how much they will get, based on their most recent tax return for 2019, and 2018 if the individual has not filed still this year. The deadline to file federal taxes is pushed back from April 15 to July 15 this year, but nonetheless, it can be in great interest to file your taxes sooner than later.

You Get Social Security

Social Security recipients and people receiving Social Security disability benefits and Railroad Retirement benefits are eligible for stimulus checks, and they don’t have to file taxes to receive a payment. However, if anybody in these groups has a dependent under age 17 and doesn’t file taxes, they need to add that info at the IRS’s Non-Filers.

There is No Direct Deposit Information About You in the IRF

The fastest way to get your stimulus check is through a bank direct deposit from the IRS. If the IRS does not have your direct deposit information on file, you may still get paid, but it will come through a paper check, and getting a check in the mail can delay your payment by weeks or even months.

The IRS Has the Wrong Bank Info

The IRS sends payment to the bank account that it has on its file. If you have changed banks or closed the account, and the bank number on file with the IRS is wrong, the payment will not go through, but you will get money. As the IRS says, If the account is closed or no longer active, the bank will reject the deposit and you’ll be issued a check that’ll be mailed to the address that is on the file.

You Are Not Eligible

To get a stimulus check, you have a Social Security number, and the adjusted gross income (AGI) as per your 2018 or 2019 tax return must be below specific levels. Especially, as the IRS explains, you will get the maximum amount ($1,200 per adult, plus $500 for children under age 17) if your AGI is $75,000 or less ($150,000 or less for married couples filing jointly), and you will get no payment if your AGI is over $99,000 (or $198,000 for married couples filing jointly). Amongst the reasons you can’t be eligible for payment: You’re a high-income earner, you do not have a Social Security number, somebody else may claim you as a dependent for tax purposes, and you’re a nonresident alien. Another possibility: If your AGI or some other info was incorrect on your tax return, that can lead to a mistake with your stimulus check.

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COVID relief for Low Income Families

COVID-19 has certainly changed our daily lifestyle. It has completely transformed almost all of us and how we used to spend time daily. For most people it is not easy to adopt to new lifestyle due to their financial conditions. During the COVID-19 pandemic, many have gone bankrupt and most of them are unable to provide for their families. In such difficult times, the US government has come up with funding and relief programs to help the low-income families and how they can get the support of people and the government in these difficult times.

COVID relief for Low Income Families

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Housing Assistance

In the United States, homelessness is another major concern for the government and private organizations that help the public. It is the responsibility of the state to help homelessness and to provide shelter to such individuals who are facing this problem on a daily basis and are forced to spend their lives on the street. It is necessary to guide these people on how to get help from the state or private organizations. In this article we will guide such people are facing with this issue and how to get help.

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Food Assistance

Shortage of food is one of the major concerns that it not only the US, but the whole world is facing. A shortage of food is increasing day by day due to the increasing population and not enough reliable resources to get healthy and cheap food for the people who cannot afford expensive meals. For such individuals in government and private organizations are working day and night to provide food and eradicate hunger. Covid-19 is also a major reason for the food shortage. But in this article, we will discuss how to reach out to such organizations and how to get help from them.

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